5 ways to save money in 2019 -- kimberrleighlynn
finance,  life

5 Ways I’m Saving Money in 2019

It can be extremely hard to cut back to almost zero when you’re trying to save money and pay off debt like I am currently. You just want to go and buy all of the things, with all of the money you don’t have. And that’s a problem. As I’ve looked at my budget, my spending patterns and my lifestyle, I’ve come up with 5 easy ways I’m saving some money this year. You’ll probably read these and go ‘duh’, but they may spark some ideas for you!

  • Library Books – Did y’all know there is this place, it’s like Amazon, but you can get as many books to read as you want for free? You have to return them, but who needs them taking up space in your own house when you’re trying to Marie Kondo your life?? Yes, I’m talking about the library. No, I didn’t forget it exists. Yes, I’m rediscovering how awesome it is. I tend to read more non-fiction books, self-help, motivational, educational books. If I’m reading, I want to be learning something – otherwise I can just watch a movie or play a video game. Which there is nothing wrong with fiction, I’ve got plenty on my to-read list. But there’s so many books out there, you’d be amiss to not get a free library card and save yourself $10-20 a book. Some of my recent favorite picks? Girl, Stop Apologizing by Rachel Hollis and The Quarter-Life Breakthrough byt Adam Smiley Poswolsky

  • Brown Bagging It – Okay, this is partially a lie. Who brings a brown bag to lunch anymore? It’s all about that cute lunchbox life, let’s be real. And yes, I’m still working on going 5 days a week bringing my lunch. But packing my lunch most of the week, sans 1 or 2 days, has saved me at least $45 a week. That’s $180 a month, or it will work out to be $2,160 a year. When I look at those numbers I get sick, because in the moment you don’t realize what that quick $15 lunch a day is actually costing you. And yes, I do miss eating with my friends but I enjoy having money more.

  • KonMari Method – Do you open closets and just get so overwhelmed because you have so much stuff? I know I do. This past weekend I purged my master bathroom and linen closet and had one huge black contractor bag filled with old, expired products. It makes me frustrated with myself that I spent all that money on products and things to only throw it out years later. But I also feel great that I’m light on stuff, and I’m truly using products I enjoy. If you don’t know the KonMari method or Marie Kondo, 1) why are you living under a rock and 2) the basic gist is getting rid of things that don’t give you joy. Watch Tidying Up with Marie Kondo on Netflix, and you can thank me later.

  • Enjoying Your “Now” – Going along the lines of getting rid of your excess stuff, what do you have left in your home that you can take advantage of? For me, alot of my time was spent going out and walking around Target and TJ Maxx when I was bored, which would always lead to buying something(s) I didn’t need. Now, I’m learning to enjoy my home and what I have around me in the moment. Remember two years ago when adult coloring books were all the rage? I have 8 sitting on my bookshelf right now. I’m not a creative person at all, but there’s something fun about sitting down and just coloring for a few hours. Another thing I’m starting to focus on is really taking care of my home. I’ve lived here for 3 years as of next month, and after the first 6 months (which to be fair, I had a stroke 3 months into owning my home) I started to just see it as a place to stay, not my home. So now I’m taking care of it by cleaning frequently (5 pets will force you to do that), finding cheap/free ways to make the outside look great and de-cluttering rooms whenever I can.

  • Take Care of Yourself – This probably seems like a no-brainer, but if you take care of yourself now, there’s a good chance you won’t have to pay money to fix yourself later. By that I mean eating well and exercising. I mentioned before I’m really trying to lose this extra weight, because 1) it’s not good on my heart/organs/lungs/etc and 2) I just don’t feel great about myself. I have a gym membership that I don’t use as much as I should, but I’m working on reframing my relationship with the gym. Outside of that, trying to get 30 minutes of walking in at work a day and drinking 120oz of water are my daily goals. I’ve been thinking about doing a little challenge for myself in May, called #MeatlessMay (I told you I’m not creative), where I go vegetarian for a month. More on that later, but it wouldn’t hurt any of us to get more fruits and veggies in our diet, and most of the time they’re cheaper than the carby, fat filled treats we substitute them for.

What are some ways you’ve saved money? Let me know in the comments. Also let me know if you want to get on board with the #MeatlessMay challenge! Please do, I’ll need support!!

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